
HDFC Bank Q2FY27 Result: Net Profit Rises 4.7% to ₹19,510 Cr, NII Up 9.7%
What Happened?
HDFC Bank reported a 4.7% increase in net profit to ₹19,510 crore for Q2FY27, with net interest income rising 9.7%. The GNPA ratio improved to 1.11%.
Key points
- HDFC Bank's net profit reached ₹19,510 crore for Q2FY27.
- Net interest income (NII) increased by 9.7% year-on-year.
- The gross non-performing asset (GNPA) ratio improved to 1.11% as of September 30, 2026.
- Excluding agricultural non-performing assets, the GNPA ratio was 0.87%.
Key insights
- The improvement in GNPA ratio may enhance the bank's lending capacity.
- Stable profit growth could attract more investors to HDFC Bank.
- The rise in NII indicates effective interest rate management.
Why it matters
The results indicate HDFC Bank's stable financial performance, which could influence investor confidence.
Entities
Source
Business Standard


