
Indian Railways to Implement New Ticket Insurance Rule Before Diwali
What Happened?
Starting October 27, Indian Railways will offer insurance on counter tickets, following a Supreme Court directive aimed at enhancing passenger safety. This change is crucial for travelers relying on physical ticket counters.
Key points
- The new insurance rule will be effective from October 27, 2026.
- Insurance will now be available for tickets purchased at railway counters.
- The Supreme Court mandated this change following a train accident in Odisha in June 2023.
- The aim is to equalize offline ticket booking with online services regarding insurance coverage.
- Passengers booking online currently pay a premium of 45 paise for insurance coverage up to ₹10 lakh.
Key insights
- The implementation of this rule could lead to increased passenger confidence in using railway services.
- It may encourage more travelers to opt for counter tickets, knowing they have insurance coverage.
- This change could reduce the disparity in safety measures between online and offline ticket purchases.
Why it matters
This rule change ensures that passengers using physical ticket counters receive the same insurance protection as those booking online.
Tags
Entities
Source
India Today

